Borrowing money can make life easier and more enjoyable when you need extra funds to make large purchases, deal with emergencies and meet expenses. At Community South, we'll work with you to set up the loan that corresponds with your need for cash. Our consumer loan officers will work with you one-on-one to suggest a loan with repayment options that won't burden your monthly budget… at an attractive interest rate.
For additional convenience, we can deduct your monthly loan payment directly from your Community South checking or savings account. Contact any Community South office today… and let us explore a lending option that best suits your unique situation!
Whether you are interested in a loan, Community South has an assortment of installment loans or home equity loans that makes borrowing the money you need fast, simple and affordable.
Ask Us About A Loan If… you are borrowing a predetermined sum of money for one particular need, and prefer the predictability of fixed monthly payments.
Ask About Our Home Equity Loans If… you own your own home and want to get favorable interest rates and terms. You may be able to get the money you need from a Home Equity Line of Credit or a Closed-End Home Equity Loan with fixed payments.
Ask Us For A VISA Credit Card Application If… you need the convenience of easy purchases.
Whether you have anticipated expenses, or unexpected emergencies… whether your expenses are practical or a tad extravagant… Community South has a variety of personal loan options available. See one of our qualified loan officers to suggest the right option for you.
Automatic Payment – We can automatically deduct any Community South loan payment from your checking or savings account each month. That means no more writing and mailing checks ... or unnecessary fees from accidental late payments.
Community South Online Banking – Transfer money, make loan payments, check on the status of your account. Click Here for a test drive of this innovative banking product.
What have you been wishing for that you'd like to have right now? A spacious new addition to your home? Perhaps an RV or boat? The ability to pay off debt? A long overdue vacation of your dreams? College or private school tuition for your children ... or for yourself?
If you own your home, you may be sitting on all the cash you need to make those dreams a reality. Community South gives you a way to turn the equity of your home into readily available cash:
If you itemize your tax deductions, you know how few the IRS actually allows ... until it comes to the interest paid on your home mortgage.
A Home Equity Loan or Line of Credit is among the few personal loans that afford you the opportunity to deduct the interest from your income tax.(*Consult your tax adviser on the deductability of interest payments.)
If you have existing credit card balances, installment loans or finance company notes, you can pay off these debts with a Home Equity Loan. There's also a good chance you can reduce your interest rate and your monthly payment!
Applying for your loan is simple. Just follow these steps:
You will need to provide the approximate market value of your home and the balance owed on any existing mortgage on your home. Call or visit any Community South full-service banking office for assistance in determining the best loan option for you.
Community South will provide a prompt response to your loan request ... and you can start enjoying the financial benefits of your home's equity!